CreditRepair.com Review: Best Credit Repair Service for Businesses
Applying for a loan is tedious and stressful. You have to go through tons of administrative processes to file your application successfully. Some are lucky to receive the loans they applied for; others are not so fortunate. The silver lining here is that we are not entirely clueless about what it takes to get fast loan approvals. One of the most significant factors affecting your loan application is your credit standing.
A credit standing is a person’s record concerning debt payments. It implies that late payments will negatively affect your credit standing while being a proper payee will boost your credit standing. A person with excellent credit standing will get lower interest rates and benefit from fast loan approvals. In comparison, an individual with bad credit standing will suffer from higher interest rates and loan rejections.
The fact that you don’t have constant access to your credit standing makes things more difficult. According to the law, US citizens can access their credit scores for free once a year through AnnualCreditReport.com. The report typically contains your credit scores from the top three credit reporting bureaus: TransUnion, Experian, and Equifax.
Since this doesn’t provide a holistic view of the changes and updates on your credit score throughout the year, some people opt to sign up for credit monitoring services like myFICO. By doing so, you get informed on every update on your credit standing; this means that you can easily track movements, errors, and fraudulent activities that are affecting your credit score. Credit monitoring services help you monitor every change that happens to your credit score, making it easy for you to identify what caused every movement. However, not all people subscribe to this kind of service.
If you chose not to subscribe to a credit monitoring agency, what would you do if you found out your annual credit score plummeted – giving you a bad credit? This situation is a nightmare, especially if you’re just about to apply for a credit card or mortgage. The good thing is that you’re not entirely helpless, you can get help from credit repair companies that can audit the items on your report to try to reverse your credit standing.
In this blog, we’ll talk about CreditRepair.com, one of the companies offering credit fix services. Let’s see what CreditRepair.com has to offer, the pros & cons, and all other things that you need to know before deciding to jump into their services.
CreditRepair.com, from the name itself, is a credit repair service company that helps individuals get rid of inaccurate, unjust, and unverified items that harm their credit standing. The company offers a straightforward solution to reverse negative items, potentially boosting your credit score.
CreditRepair.com started in 2012. To date, it grew to become one of the most popular credit repair services, boasting over 1.8 million removals for its clients. It boasts a 4.4-star rating on TrustPilot, which mostly shows how legitimate the brand is.
The company is famous for its 3-step process in repairing credit scores: Check, Challenge, Change. This approach makes it easy for users to understand how CreditRepair.com will fix their credit scores - totally different from other agencies who have complex processes that are hard to fully-understand.
What can CreditRepair.com do?
CreditRepair.com works closely with the three major credit bureaus and creditors to contest the negative items affecting your credit score. The agency will conduct an audit on your credit history to ensure that it is up-to-date, correct, and accurate – once CreditRepair.com spots a suspicious record, you can have it removed, which can potentially fix your credit score.
These are some of the items that CreditRepair.com can reverse:
- Late payments
- Charge offs
However, these items must be proven to be inaccurate, unjust, and invalid for you to remove entirely from your record.
Besides rebuilding credit and credit restoration, CreditRepair.com can also help elevate your credit score. Its website explicitly states that, on average, a member gets a boost of about forty points on their TransUnion credit score within the first few months of their subscription. Furthermore, CreditRepair.com helps you stay on track of your goals by equipping you with the right tools to monitor your progress.
How can CreditRepair.com help?
Upon signing up with CreditRepair.com , they will instantly gather your credit reports to gain full visibility on your credit history. From there, they will carefully examine your credit updates to identify items that may be inaccurate, which may be causing you to get a lower credit score.
With its years of experience, CreditRepair.com is well-equipped to challenge every line item that led to your lower credit score. CreditRepair.com also does well in leveraging consumer laws in your favor. CreditRepair.com will also make sure that your consumer rights get protected against your creditors.
Other than helping you recover from a bad credit score, CreditRepair.com will also help you reach your goals by giving you access to credit monitoring tools. For instance, you get access to an online dashboard, a score tracker, and analysis & reports. You also get regular updates through mobile apps, and text/email alerts – all to keep you on track of your progress.
Massive Resource Library
If you want to know a thing or two about credit reports, then it might be worth looking into CreditRepair.com’s education section. CreditRepair.com provides a massive library with hundreds of resource articles on credit improvement, identity theft, mortgages, debt relief, and more. By leveraging all available resources, you can get a better understanding of relevant topics.
Signing up with CreditRepair.com
Once you’ve decided to get help from CreditRepair.com, you will have to pay a one-time fee of $14.99. This charge is for the agency to pull out your credit reports from another company; this is the only fee that you will pay other than the monthly credit fix fee, which is $99.95.
Upon signing up successfully, CreditRepair.com will get in touch with you within 48 hours for an initial discussion. Then, you will have another discussion focused on your credit report upon gaining access to your credit score history.
After you’ve discussed your issues and concerns, CreditRepair.com will go ahead and do its magic!
Do I recommend you to try CreditRepair.com?
Overall, CreditRepair.com proves to be the right choice in getting help to fix bad credit scores. The company has credit fix abilities that will surely help reverse your bad credit. With the company’s track record of successful removals and improved credit standing, you’re sure to get what you pay for!
Have you tried CreditRepair.com? Drop us a comment below!
eCommerce Paradise was created by Trevor Fenner of Seattle, Washington in 2015 to help you, the entrepreneur, to start and scale your own eCommerce business. Trevor owns multiple 7-figure eCommerce stores and is a digital nomad, traveling the world while working remotely with the help of his team of virtual assistants from around the world. Trevor is currently located in Bali, Indonesia, and is a passionate skateboarder, surfer, scuba diver, photographer, environmentalist, outdoorsman, fitness and tattoo enthusiast.
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