CuraDebt­­ Review: Is it the Best Debt Relief Company?


How’s your health, financially speaking? Are you facing tax issues with the state? Or are you drowning with tons of debts? How can you move forward with your plans in achieving financial freedom when you can’t get out of the debt pool?

The good news is that you’re not entirely doomed. Many companies offer financial solutions to help you become debt-free. Thus, enabling you to achieve financial freedom eventually. However, it is of utmost importance that you find the service that perfectly addresses all your requirements. Take note that every company is different in a unique way, and it is your responsibility to understand all the aspects of each option to identify which one will work best for you.

One of the more popular financial service companies is CuraDebt. In the next section, we’ll give you a closer look at CuraDebt and its services, so you’ll know if CuraDebt is the right choice for you. This blog shall guide you to make a sound decision before jumping into any financial solution services.


Start your Journey Towards Being Debt-Free Here!


About CuraDebt

CuraDebt is a financial solutions company that started in 2000 in California. With over two decades of experience, CuraDebt has successfully solidified itself as the right choice in dealing with debt consolidation, debt management, debt settlement, and tax debt services in significant parts of the US. Its core service is to assist its clients in managing unsecured debts and state tax debts.

CuraDebt’s team is composed of experts, including tax professionals, state tax experts, certified public accountants, and tax attorneys with over 60 years of experience. It’s also a significant advantage that two of its agents were formerly part of the IRS. This fact just goes to show that experienced and qualified experts man CuraDebt with an extensive background in business and finance.

Debt Relief Services

For customers who are after debt settlement, CuraDebt will assist you in starting a secure account that you’ll be funding monthly. CuraDebt will also be your negotiating agent with your creditors to either settle or dismiss your debt. Upon settlement, CuraDebt will withdraw the funds from your account and pay off your creditors with a lump sum payment.

CuraDebt can also help you in some cases wherein lawyers are needed to get the best resolution. With CuraDebt, you get access to local attorneys as needed at no additional cost. 

Tax Debt Relief and more

With CuraDebt, you will receive assistance from no less than CPAs, enrolled agents, and tax attorneys for clients dealing with tax debt. CuraDebt will collect all the essential documents and monitor your tax returns to ensure that you are compliant. By doing so, CuraDebt’s team of experts will correct inaccurate information and file missing returns on your behalf. Afterward, CuraDebt will proceed to prepare your tax return before giving you the tax debt solution.

Here are some of the tax solutions that CuraDebt can provide you:

  • Installment & Penalty abatement agreement: CuraDebt can help you work out an installment agreement, and they will also help you lessen the penalties.
  • Currently non-collectible: If CuraDebt can prove that you’re experiencing extreme economic hardship, then the chances are high that the IRS will stop collecting collections.
  • Offer in compromise: CuraDebt can help you get an agreement with the IRS that lets you pay a lesser amount to settle your tax debt.
  • Collection statute expiration date: CuraDebt will help establish an expiration date for your tax debt - generally in about ten years.
  • Tax lien subordination: This setup is where you can use funds from personal assets to pay off your tax debt.

FDCPA/TCPA Protection

With CuraDebt, you can leverage on FDCPA/TCPA Protection. This law protects you and your rights concerning your credit report, collections, and communications with the creditor. CuraDebt ensures that this law gets appropriately enforced. By doing so, CuraDebt can easily spot breaches and gaps to pinpoint violations done to the client.

Every violation of the FDCPA/TCPA Protection law will result in cash settlements for the client as well as abrogation of debts, or sometimes, both. While CuraDebt cannot guarantee the best results for every case, this program will maximize violations that will provide the client with a significant monetary benefit.

How risky is CuraDebt?

Generally speaking, we can conclude that CuraDebt is safe gauging by the looks of its website. CuraDebt has the necessary SSL certificates to encrypt its users’ data, and Trust Guard further enhances the security by regularly performing vulnerability scans on the site.

In terms of the business itself, CuraDebt is a proud and certified member of the US Chamber of Commerce, NetCheck, HonestE Online, the AFCC (American Fair Credit Council), the IAPDA (International Association of Professional Debt Arbitrators), ASTPS (American Society of Tax Problem Solvers), and the NATRC (National Association of Tax Resolution Companies). The IAPDA is the entity that trains and certifies debt arbitrators, while AFCC is the governing body that ensures the debt consolidation company upholds FTC regulations. With all these affiliations, CuraDebt further proves its credibility in the field – giving you ample security and peace of mind that you are dealing with a legitimate company.

When should you use CuraDebt?

While the sound of being debt-free sounds too good to be true for some, it is possible. However, it’s also worth noting that CuraDebt cannot help you with all kinds of debts. Check out the complete list below to know the types of mortgages that CuraDebt can help you with:

CuraDebt can help you with the following:

  • Credit cards
  • Repossessions
  • Business debts
  • Personal loans
  • Medical bills
  • IRS debt and back taxes
  • Certain secured debts

Types of debts that CuraDebt can’t help you with:

  • Auto, student, or government loans
  • Utility bills
  • Mortgage or home loans
  • Lawsuits
  • Other secured debts

Who can use CuraDebt?

Once you’ve identified that CuraDebt can help you with your debt/tax issues, the next thing is determining if you’re a qualified customer. To benefit from CuraDebt’s services, you must be at least 21 years old, have verifiable income, and have over $10,000 in unsecured debt. If you meet all the requirements and live in a state that is eligible for CuraDebt’s services, you can quickly start scheduling a free consultation with CuraDebt.

Excellent Customer Service

By simply searching online, you can see tens of thousands of positive reviews. I’m not only talking about stars; I’m talking about long and quality review statements by its satisfied customers. To cite some examples, CuraDebt has over 905 five-star reviews on and over 200 five-star reviews on Aside from that, CuraDebt was rated Top 1 for “Best Debt Relief Companies” for nine years by Top Consumer Reviews, and they are also rated Top 1 for “Tax Relief” by Top Consumer Reviews.

Getting support is also simple as customers can quickly get in touch with CuraDebt through phone, email, and live chat. CuraDebt also provides its customers with tons of educational articles through its website. The pieces are written carefully for better understanding, which includes topics on debt relief, tax debt relief, bankruptcy, and more.

CuraDebt Pricing Structure

CuraDebt's pricing differs by state. For starters, customers get free consultation wherein you get a one-on-one session with a debt relief expert. No upfront fees are required to avail of its debt relief services. Tax debt relief services that amount to $25,000 and below have a corresponding initial investigation fee of $950. The rate increases with debts beyond $25,000.

Fees are 20% of your total debt, which you will only pay once the case gets settled. Many customers say that they save about 30-50% of their total enrolled debt, which is a pretty sweet deal for anyone burdened with debts.

What I don’t like about CuraDebt

While CuraDebt proves to be a safe choice for anyone with debt/tax issues, it’s not entirely available for everyone across the US – which is what makes it lacking. As of writing, CuraDebt still does not cover the following: Colorado, Connecticut, Georgia, Idaho, Illinois, Kansas, North Dakota, New Hampshire, South Carolina, Vermont, Washington, Wisconsin, West Virginia, Puerto Rico, and the Virgin Islands. Consequently, tax relief services are not available in some states, including Colorado, Illinois, and Pennsylvania.

Things to remember

For you to get the full benefit of CuraDebt, I recommend you stop using your credit cards and not take on additional debt. It’s also essential to keep an eye on your debt balance, personal account, and CuraDebt trust account for any new information on updates. You should also keep the contact details of its customer service to help you in addressing issues instantly.

Do I recommend CuraDebt?

Overall, CuraDebt shows off to be the right choice in terms of tax and debt relief assistance. Unless your state is not eligible for the service, I see no reason why CuraDebt is not worthy of consideration. With the company’s solid reputation and superb customer service, you’re sure to get peace of mind that you’re in safe hands. You also benefit from CuraDebt’s strong background in debt relief solutions, which will surely give you the sweetest deal that you can imagine. The company offers almost everything you need to help you become debt-free in no time. 

If you’re looking for a competent debt relief service provider with a proven track record, subject matter expertise, and flexibility that fits your needs, I surely recommend CuraDebt. 

Have you tried CuraDebt’s services? Leave us a comment below!


Start your Journey Towards Being Debt-Free Here!


AFFILIATE DISCLOSURE: Some of the links on this page may be affiliate referral links. I will get a commission from the vendor when you make a purchase after clicking them at no added cost to you. As a result, many of them also provide you with a special discount just for using my link. You can go directly to their support if you have any issues with their software or product.

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