Bank Checks Plus Pricing 2026: Every Plan and What It Actually Costs

Affiliate disclosure: some links in this article are affiliate links and I may earn a commission at no cost to you. It does not change what I recommend or what the vendor pages actually say. Every figure below was read on Bank Checks Plus’ own live product pages on 15 September 2026.

Bank Checks Plus does not have a pricing page. I want to open with that, because it is the single most important thing to understand before you try to budget for business checks here. There is no plan table, no fee schedule, no shipping calculator. The company’s sitemap contains exactly seven static pages, and not one of them carries a price. Every number lives inside an individual product page, attached to a quantity, and it changes depending on which of the eight or so quantity steps you select.

That matters more for a high-ticket store than it would for a normal small business. If you are selling $1,000 to $5,000 products, a single check you write to a supplier can be worth more than the entire annual check budget of a coffee shop. You are not optimising for the cheapest box. You are optimising for the right security tier at a quantity you will actually use inside two years, from a printer whose delivery timing you can rely on when a dealer account is waiting on a deposit.

So this is not a plan comparison, because there are no plans. It is the actual quantity ladder for each business check format Bank Checks Plus sells, priced per check so you can see where the curve bends, plus the fees the company does publish and the ones it does not. I have also been blunt about where the numbers stop being readable, because a price you cannot see until checkout is not a price you can plan with.

What Bank Checks Plus Actually Sells

Bank Checks Plus is an online check printer. The tracked link I use goes to www.BankChecksPlus.com, and the storefront sells personal checks, business laser checks, manual business checks, deposit tickets, address labels, check registers, covers, envelopes and ink stamps. Its title tag advertises “Save Up To 70% Off Bank Prices – 3200+ Designs”.

The product catalogue is large. The products sitemap lists 10,602 product URLs across 240 categories. The overwhelming majority of those are personal check designs, which is not what you are here for. For a business, the catalogue narrows to four formats that matter, and I priced all four.

Those four are top of page laser checks, hologram laser checks, manual accounts payable and payroll checks, and three per page laser checks. There is also a blank check stock line for anyone printing their own MICR line. Everything else in the business section is accessories.

If you have not opened a business bank account yet, checks are the wrong first step. Get the entity done first, which I walk through in the business formation guide for high-ticket dropshipping. Apply for your EIN directly through the IRS employer identification number page rather than paying a service to do it for you.

Standard Laser Checks: The Full Quantity Ladder

This is the format most stores need. It is a single check at the top of an 8.5 by 11 sheet with two perforated stubs below it, and it prints from QuickBooks, Quicken and Microsoft Money. The product description on the page I read states that if your software is not listed, Bank Checks Plus will custom format your checks for that software at no extra charge.

I read the ladder below on the Teal Marble Top Laser Checks product page, SKU LTC-AM. I then checked a middle of page SKU, LMC-BG, and the ladder is identical, so the position of the check on the sheet does not change what you pay.

Look at the 50 and 100 rows again, because there is something genuinely odd there. Fifty checks cost $19.20, which is 38.40 cents each. One hundred checks cost $39.54, which is 39.54 cents each. Buying twice as many makes each check more expensive, not less.

That is not a typo on my part. I read both figures from the same page in the same session and recomputed them twice. The practical instruction is simple: if you need around 100 checks, order two lots of 50 and you save $1.14, or step up to 250 and pay $56.49 for two and a half times as many checks at 22.60 cents each.

You can confirm both rows yourself in about thirty seconds on the live Bank Checks Plus product page, and I would encourage you to, because this is exactly the kind of quirk a vendor fixes without telling anyone.

The real bend in the curve is between 100 and 250. You go from roughly 39 cents a check to roughly 23 cents, a drop of about 42 percent, for $16.95 more money. From 250 upward the curve flattens gradually and never delivers another single jump that large until 2,500.

What quantity a high-ticket store should actually buy

Here is where I disagree with how most check articles are written. They push you toward the biggest box because the per unit number looks better, and for a high-ticket dropshipping store that is usually the wrong advice.

You are writing checks to suppliers, to a bookkeeper, to a freight broker and occasionally to a customer for a refund a card network will not handle. That is not a high volume payment flow. Most single operator high-ticket stores I have worked with write somewhere between 30 and 200 checks a year, because almost everything else moves by ACH or card.

At 200 checks a year, a 500 pack is a two and a half year supply and costs $90.39. A 5,000 pack is a 25 year supply. Your address will change, your bank will change, your business name may change, and your unused checks become scrap. The 250 or 500 row is where almost every store should stop, and the money you save by not over ordering is larger than the money you save per check.

Hologram Checks: What the Security Tier Actually Costs

Bank Checks Plus runs one elevated security line, its hologram laser checks. This is the part of the catalogue that matters when a single check is worth $3,000, and it is priced as a completely separate ladder rather than as an add-on to the standard product.

I read this ladder on the Blue Safety Hologram Top Laser Checks page, SKU LTCHG-BS.

At 500 checks the security premium is $186.44 against $90.39, a difference of $96.05. That is the number to hold in your head, because it is the entire decision. Ninety six dollars, once, for a two year supply of checks that are materially harder to alter or counterfeit.

The hologram product page publishes ten named security features. They are the hologram itself, heat sensitive ink, coin reactive ink, a security void pattern, chemical protection paper, toner adhesion, micro-printing, a Fourdrinier watermark, fluorescent fibers and a check security screen. I counted those against the live page before writing the number.

Which tier is worth paying for and which is upsell

The three features on that list that do real work against the fraud you are actually exposed to are chemical protection paper, toner adhesion and the Fourdrinier watermark. Chemical protection reveals a wash attempt, which is the classic attack: someone intercepts your $3,000 supplier check, dissolves the payee and amount with solvent, and rewrites it. Toner adhesion stops the printed text being lifted off. The watermark cannot be produced by a copier.

The hologram foil and the coin reactive ink are largely theatre for your use case. They are verification features, and they only help if a human being at the receiving end inspects the check and knows what to look for. Your supplier’s accounts payable clerk will not rub your check with a coin.

So my read is that the tier is worth buying and the reason usually given for buying it is not. Pay the $96.05 for the chemistry and the paper, not for the shiny foil. Put it in per check terms. The $96.05 premium spread over 500 checks is 19.21 cents a check, and on a single $3,000 supplier payment that is about six thousandths of one percent of the money at risk. One prevented alteration pays for a lifetime of it.

One honest caveat on the catalogue. Bank Checks Plus has a category at /category/top-hs-checks labelled Top High Security Checks, and when I opened it the page said there are no products assigned to that category. The hologram line is the high security line here. There is no third, higher tier hiding behind that empty page.

Manual Checks, Three Per Page and Blank Stock

Not everybody prints from software. If you write checks by hand at a desk, or you want a carbonless copy in a binder for your bookkeeper, the manual line is priced on a completely different quantity scheme in multiples of 300.

I read the manual ladder on the Burgundy Marble Accounts Payable Business Checks page, SKU BU3-BMA01-DED, and then confirmed the Blue Safety Payroll page, SKU BU3-BLU01-PAY, carries exactly the same numbers. Accounts payable and payroll cost the same at Bank Checks Plus.

The duplicate premium is steep and it does not shrink much until the top row. At 300 checks you pay $30.51 extra for the carbon copy, which is a 71 percent uplift. If your bookkeeping already runs through accounting software, you are paying that for a paper copy of a record you already have digitally.

The three per page laser format is a different animal again and it is the cheapest imprinted option on the site. The Teal Marble 3 Per Page Laser Checks page, SKU L3C-AM, publishes 300 checks at $48.58, 600 at $62.14, 1,200 at $85.87, 2,400 at $146.89, 4,800 at $282.49 and 9,600 at $451.99. That bottom row works out at 4.71 cents a check.

If the manual format is what you need, the accounts payable and payroll pages at Bank Checks Plus both carry the singles and duplicates ladders side by side, so you can see the carbon copy premium before you commit to it.

Blank stock is cheaper still, and it is the option for anyone running check printing software that lays down its own MICR line. The Teal Marble Blank 3 Per Page page, SKU L3C-BLA-AM, publishes three options: 500 sheets giving 1,500 checks at $90.72, 1,000 sheets giving 3,000 checks at $157.84, and 10,000 sheets giving 30,000 checks at $1,242.98. Note that Bank Checks Plus prices those in sheets, not checks, and I have converted them here rather than quoting a per check figure the vendor does not publish.

The Fees Bank Checks Plus Publishes, and the One It Does Not

This is the section that will save you the most money and irritation, so read it before you put anything in a cart.

Bank Checks Plus does not publish a shipping price anywhere. I checked this properly rather than assuming, because a negative claim is the most dangerous kind. I opened all seven static pages in its sitemap, which are the home page, the security page, the privacy page, the billing terms page, the FAQ, the about us page and the refund and return policy. I then opened ten category pages and seven product pages. Not one of them carries a shipping cost.

What the product page does carry is a delivery options table with no prices in it. It lists local pick up, next day air at one to two business days, second day air at two to three, ground at two to five, trackable at three to seven and USPS first class priority at seven to ten, each marked trackable and secure. You get the speed, you do not get the price, and you find out at checkout.

Three fees are published, and all three are on pages people rarely open. The FAQ states that an unprinted order can be cancelled with a $5.00 service charge per line item. The FAQ also states, verbatim, “There is a flat fee per box of checks of $ 4.50 plus the cost of the shipment method of your choice to re-ship your product out.” The refund policy states there is a 50 percent restocking fee applied to custom printed products if the company chooses to refund one at all, and 25 percent on non-custom products returned within 21 days.

That 50 percent restocking figure is the one that should change your behaviour. Checks are custom printed by definition, so a typo in your routing number or your company name is potentially a half price loss on top of a reprint. Proofread the order screen twice.

Practically, that means you should put your intended order in a cart at Bank Checks Plus and read the total before you decide, rather than budgeting from the product page figure.

There is one genuine piece of good news, and it is buried on the about us page rather than anywhere a shopper would look. That page states, verbatim, “All standard laser check orders received by noon will ship that same day by FedEx. We do not charge for same day shipping.” Same day processing at no charge is a real operational advantage if you have run out of checks and a supplier is waiting.

The home page also carries a repeated offer reading “Click To Save 10% Now On This & ALL Future Orders”. No code is shown on the page and it appears to be a mailing list signup, so treat it as a signup incentive rather than a coupon you can apply today. There was no sitewide discount code live on the site when I read it.

The EZShield question

Every business check product page offers EZShield Check Fraud Protection, described on the page as guarding your checks from unauthorised use of up to $25,000. The price is not shown as a single figure. It is attached to each quantity option, so it changes as you move up the ladder, which is why I have put it in the standard ladder table above rather than quoting one number.

At 50 checks it is $8.75, which is 46 percent of the price of the checks themselves. At 500 checks it is $20.00, which is 22 percent. At 10,000 it is $300.00. It is opt-in rather than pre-ticked, which I appreciate, because several competitors add fraud protection by default and make you remove it.

Whether it is worth it depends on something outside this article: what your bank already gives you. Many business checking accounts include positive pay or a similar verification service, and if yours does, you are buying a second layer. Check with your bank before you tick the box, and read the Consumer Financial Protection Bureau’s guidance on bank accounts if you are not sure what your account includes.

Where Checks Fit Against ACH at Four Figure Order Values

The honest framing for a high-ticket store is that checks are a fallback instrument, not your main rail. The volume numbers make that plain. Nacha publishes, verbatim, “Overall, ACH Network payment volume rose nearly 4.9% from 2024 to 35.2 billion payments in 2025, climbing to an average 141 million daily transactions.”

ACH is cheaper, faster to reconcile and leaves a cleaner audit trail. So why order checks at all? Three reasons, and all three are specific to this business.

The first is that some suppliers will not take a card at four figures because the interchange eats their margin, and some will not set up ACH with a brand new account. The second is that a dealer application sometimes asks for a voided pre-printed business check as proof the account belongs to the entity on the application, and a counter check from your bank with no company name on it fails that test. The third is refunds and deposits at the edges of what your processor will handle.

There is also a timing point worth knowing. Under Check 21, banks can process check images rather than paper, and the Federal Reserve’s Check 21 frequently asked questions state, verbatim, “A substitute check is the legal equivalent of the original check and includes all the information contained on the original check.” A check you mail today can clear faster than the float you may be mentally assuming.

The fraud exposure is the other half of it. Mailed checks are a target, and the United States Postal Inspection Service mail fraud guidance is the right primary source on how that theft actually happens. This is general information and not legal, tax or banking advice, and the rules around check liability vary by state and by the terms of your own account agreement.

What I Would Order, and What I Would Skip

If I were setting up a new high-ticket store today and had decided on Bank Checks Plus, I would buy 500 hologram top laser checks at $186.44 and nothing else. That is a two to three year supply, it carries the chemical protection paper and toner adhesion that actually defend a four figure payment, and it works out at 37.29 cents a check.

I would skip the duplicate manual checks entirely, because the 71 percent uplift at 300 checks buys a paper copy of a record your accounting software already holds. If you are not running that software yet, my guide to setting up QuickBooks for an ecommerce store is the place to fix that. The QuickBooks pricing breakdown costs the software out for year one and year two.

I would skip the 5,000 and 10,000 rows no matter how good the per check number looks. And I would think hard before ticking EZShield until I had asked my bank what verification it already provides.

One name I deliberately have not priced against this is Deluxe, the largest brand in the category. Its storefront returned an HTTP 400 error every time I requested it today, so I have no Deluxe figure I can stand behind and I am not going to estimate one. My earlier Deluxe Business Products review covers the company, with the same caveat that its shop was unreachable when I checked.

The thing I would not do is treat the advertised starting price as the cost. The lowest imprinted business check price on this site is $19.20 for 50, but shipping is unpublished and gets added at checkout, so the number you see while browsing is a floor and not a total. Take the checkout figure as the real one.

The Verdict on Bank Checks Plus Pricing in 2026

Bank Checks Plus is genuinely cheap at the quantities a small store buys, and the ladder is transparent once you find it. Fifty standard laser checks at $19.20 and five hundred at $90.39 are competitive numbers, and the same day FedEx processing on standard laser orders placed before noon, at no extra charge, is a real advantage that the site barely advertises.

The hologram line is the part I would actually spend money on. Ninety six dollars and five cents extra at 500 checks buys chemical protection paper, toner adhesion and a true watermark, and at $3,000 a check that is not a nicety, it is the cheapest insurance in your entire operating budget. Skip the theatre features and buy the chemistry.

The weakness is the opacity around what you actually pay. No shipping price anywhere on the site, a cancellation charge and a re-ship fee that only appear deep in the FAQ, and a 50 percent restocking fee on custom printed products that most buyers will never read. None of that is dishonest, but it means you cannot budget a total from the browsing experience, and for a business that is a real cost.

The odd 50 versus 100 inversion, where 100 checks cost more per check than 50, is the clearest sign that this ladder was built product by product rather than modelled. Read the actual rows rather than assuming bigger is cheaper, because at one step on this site it is not. Check the live page before you order, because the numbers in this article are what I read on 15 September 2026 and check printers reprice without announcing it.

For the wider context on which operational costs are worth carrying when you sell $1,000 to $5,000 products, start with what high-ticket dropshipping actually is. Then pick a category from the high-ticket niches list before you spend anything on stationery.

After that, work through how to find suppliers for high-ticket products, which is where the question of how you actually pay them comes up for real. Everything else I publish lives at Ecommerce Paradise.

Related Articles

• Bank Checks Plus Review 2026: Affordable Business and Personal Checks for Ecommerce Entrepreneurs?
• Tech Checks Review 2026: The Best Place to Order Business Checks Online?
• Deluxe Business Products Review 2026: Worth It for an Ecommerce Business?
• How to Deduct Ecommerce Business Expenses
• How to Get a Business Phone Number Suppliers Will Accept

Trevor Fenner

Trevor Fenner is an ecommerce entrepreneur and the founder of Ecommerce Paradise, a platform focused on helping entrepreneurs build and scale profitable high-ticket ecommerce and dropshipping businesses. With over a decade of hands-on experience, Trevor specializes in high-ticket dropshipping strategy, niche and product selection, supplier recruiting and onboarding, Google & Bing Shopping ads, ecommerce SEO, and systems-driven automation and scaling. Through Ecommerce Paradise, he provides free education via in-depth guides like How to Start High-Ticket Dropshipping, advanced training through the High-Ticket Dropshipping Masterclass, and fully done-for-you turnkey ecommerce services for entrepreneurs who want a faster, more hands-off path to growth. Trevor is known for emphasizing sustainable, real-world ecommerce models over hype-driven tactics, helping store owners build scalable, sellable, and location-independent brands.

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