Payment processor reviews and comparisons for ecommerce stores covering Stripe, PayPal, Authorize.net, Shopify Payments, and the high-risk payment processors for restricted categories. Payment processor selection determines what percentage of revenue you keep and how reliable your payment infrastructure is across years of operation. For high-ticket dropshipping operators with larger transaction values, processor choice has a measurable impact on margins. Start with the business formation checklist and the high-ticket dropshipping guide. Grab the free mini course or get my done-for-you setup.
A merchant account is the arrangement, through a bank or its partner, that lets your store accept card payments and receive the money. Most new online stores do not open one themselves: Stripe and Square give you the same ability inside their own account, at flat rates of 2.9% plus 30 cents online. A store […]
Merchant Account for Ecommerce 2026: Do You Need One, and What Does It Cost? Read More »
On online card sales Stripe charges 2.9% plus 30 cents, while PayPal charges 3.49% plus 49 cents when the buyer pays with the PayPal button, Venmo or guest checkout, and 2.89% plus 29 cents when you take cards through its Advanced Credit and Debit Card Payments product (as of November 2026). On a $2,000 order […]
Stripe vs PayPal 2026: Fees, Payouts, Disputes and Holds Compared Read More »
QuickBooks Payments charges 2.99% on card and digital wallet payments taken through invoices, 1% on ACH bank payments, 2.5% in person, 3.5% on keyed-in cards and 1.75% extra if you want instant deposit, as of October 2026. There is no fixed per-transaction fee on any of those lines, and Intuit says there are no monthly […]
QuickBooks Credit Card Processing Fees 2026: Every Rate Compared Read More »
Stripe charges a flat 2.9% plus 30 cents on online cards on every account, while Square charges 3.3% plus 30 cents on its Free plan and 2.9% plus 30 cents on Plus ($49 a month) and Premium ($149 a month). In person the order flips above $100: Square’s Free plan is 2.6% plus 15 cents […]
Stripe vs Square 2026: Fees, Payouts and Features Compared Read More »
Square’s published online card rate is 3.3% plus 30 cents on its Free plan and 2.9% plus 30 cents on Plus and Premium, so a $2,000 online order costs $66.30 on Free and $58.30 on the paid plans, and you keep $1,933.70 or $1,941.70 (as of October 2026). In person, the Free plan’s 2.6% plus […]
Square Fees Calculator 2026: What You Keep on Every Sale Read More »
Disclosure: some links below are affiliate links, which means I may earn a commission at no extra cost to you. ClearSale and ChargebackOps are my partners, and I say so each time they come up. PayPal Chargeback Protection is a paid add-on, and PayPal Seller Protection is a free feature, and mixing them up is […]
PayPal Chargeback Protection: Seller Protection, Fees and What Is Not Covered Read More »
Disclosure: some links below are affiliate links, which means I may earn a commission at no extra cost to you. Stripe Chargeback Protection was announced in 2019 as a one-click add-on that reimburses the disputed amount plus chargeback fees on fraudulent charges, for a listed fee of 0.4% per transaction. That is the only Stripe […]
Stripe Chargeback Protection: What It Covers, What It Costs and When It Is Worth It Read More »
If you sell a $2,000 product and the buyer pays with a US card, Stripe’s published rate of 2.9% plus 30 cents is $58.30, so you keep $1,941.70 (as of November 2026). On a $5,000 order the fee is $145.30 and you keep $4,854.70. A buyer paying from a US bank account with ACH Direct […]
Stripe Fee Calculator 2026: What You Keep on Every Payment Read More »
Clover’s own pricing pages show in-person card rates from 2.3% plus 10 cents, software plans from $0 to $84.95 a month, hardware from $349 to $1,899 and 36-month device subscriptions. They do not show an online card rate, a chargeback fee, the dollar amount of an early termination fee or a standard funding time. That […]
Clover Pricing 2026: Hardware Costs, Plans and Processing Fees Read More »
If you sell a $2,000 product and the buyer pays with PayPal Checkout, PayPal’s US fee page puts the fee at 3.49% plus 49 cents, which is $70.29, so you keep $1,929.71. That is an effective rate of about 3.51%. On a $5,000 order the fee is $174.99 and you keep $4,825.01.
PayPal Fee Calculator 2026: What You Keep on Every Sale Read More »