As of October 2026, the short answer on Navan pricing is that the Navan Business plan is free for companies with up to 300 employees, travel booking has no trip limit on that plan, and Navan Expense is free for your first 5 monthly expensing users and then $15 per user per month. Bigger companies and Enterprise buyers get custom pricing through a sales conversation, and Navan does not show an Enterprise price anywhere on its site. I checked each of those numbers on Navan’s own pricing page before writing this update, and I will flag everything I could not confirm.
I am Trevor Fenner, and I run Ecommerce Paradise, where I coach operators who build high-ticket dropshipping stores. When a team grows past a founder and a couple of contractors, travel and expense software starts to matter, and Navan is one of the first tools people ask me about. You will see other numbers online, including per-user ranges of $15 to $25 and six-figure Enterprise estimates. Navan’s pricing page shows neither, so I have removed them from this guide and kept only what the vendor publishes.
If you are still working out your niche, my guide to what high-ticket dropshipping is is a better place to spend your time than a travel platform. My high-ticket niches list is the next step after that. If you already have people traveling to supplier meetings or trade shows, keep reading.
Navan Pricing at a Glance (October 2026)
This table sums up every plan and product I could verify on Navan’s pricing, product and payments pages. Where a page did not show a price, the table says so.
| Plan or product | Price as of October 2026 | Who it is for | What to know |
|---|---|---|---|
| Navan Business: Travel | Free | Companies with up to 300 employees | No limit on trips booked. Covers flights, hotels, car rentals and trains. |
| Navan Business: Expense | Free for the first 5 monthly expensing users, then $15 per user per month | Companies with up to 300 employees | An expensing user is anyone who submits a transaction by manual entry or Navan Connect. |
| Navan Enterprise | Not shown (custom quote) | Large organizations, and anyone over 300 employees | Adds a designated Account Executive, a Customer Success Manager and custom implementation. |
| Navan Edge | Free, no credit card required | Solo business travelers booking their own trips | An AI travel assistant, not a company-wide travel or expense tool. |
| Navan corporate card | No annual card fee, up to 1.5% back | Teams that want spend controls built in | Credit limits, eligibility, foreign transaction fees and repayment terms are not shown. |
| Navan Pro | Not shown | High-profile travelers who want specialist agents | Described as a premium, high-touch service with no price given. |
Is Navan Really Free?
Yes, with limits. Navan’s pricing page lists Navan Business at $0 for companies with up to 300 employees, and its FAQ says there is no cap on how many trips those companies can book. The page explains the model in one line: Navan says it is powered by travel providers’ commission fees. In plain terms, Navan earns money from the airlines, hotels and other suppliers you book through, so it does not need to charge you a subscription for booking.
That model has two practical consequences. First, free does not mean the trips are free. You still pay the fare and the room rate, and I did not find any statement that Navan’s inventory is cheaper or more expensive than booking direct. Navan’s own pages cite a Forrester study claiming 16% savings on business travel, which is a vendor-cited figure, so treat it as a claim to test with your own trips rather than a promise. Second, the free plan only runs up to 300 employees, and the pricing FAQ tells larger companies to request a demo.
Many searchers ask whether Navan is free, whether it has a free plan and whether there is a free trial. The pricing page answers the first two with a clear yes for Navan Business. On a free trial, the page does not show trial details at all, and since the Business plan is already free to start, I would not expect to need one. If you want written confirmation, ask Navan when you sign up.
What You Get on the Free Navan Business Plan
Here is what Navan’s pricing page lists for the Business plan on the travel side:
- Global travel inventory and exclusive rates
- Unlimited policy and approval workflows
- Self-serve changes and 24/7 travel support agents
- The Navan Rewards program
- Customizable reports
- 30+ HRIS integrations
On the expense side, the same plan lists expense management and reimbursements, a connection to your existing corporate or business cards, receipt scanning and integrations with most ERPs. The pricing FAQ also says both Business and Enterprise include all travel and expense features, and that Enterprise adds support for implementing and scaling the platform. That detail matters because it means you are not buying a stripped-down version when you start on the free plan.
Navan’s business travel page adds some useful specifics. Travelers can change most bookings themselves, including flight or hotel dates and adding luggage, and in-house travel agents are available around the clock by chat or phone. Admins set the travel policy once, and travelers see their personalized limits while they search. In my experience, the self-serve changes and the 24/7 agents are what small teams value most, because nobody on a five-person team wants to be the person rebooking a canceled flight at midnight.
Navan Expense Pricing: Free for 5 Users, Then $15
This is the line that matters for most small teams. Navan Expense is free for the first 5 monthly expensing users, and after that the pricing FAQ says $15 per user per month. An expensing user is defined as anyone who submits a transaction into Navan Expense by manual transaction or Navan Connect.
That definition is narrower than total headcount. A founder, an ops manager and three contractors who submit expenses would fit inside the free allowance, even if the company has 20 people on payroll. Based on that wording, this is how the monthly cost works out. I am applying the FAQ language as written, so confirm the exact billing mechanics with Navan before you rely on it.
| Monthly expensing users | Paid users | Expense cost per month | Per year |
|---|---|---|---|
| 3 | 0 | $0 | $0 |
| 8 | 3 | $45 | $540 |
| 20 | 15 | $225 | $2,700 |
| 50 | 45 | $675 | $8,100 |
The expense product itself is solid on paper. Navan’s expense page lists built-in policies that show spend limits before a purchase, automated reconciliation that matches transactions to employee profiles, travel details and invoices, per diem and mileage tracking, and an audit trail with the receipt, approval history and payment details on every expense. Reimbursements go out through payroll or directly to a bank account, and the page says they are supported in 45 countries and 25 currencies.
Navan Enterprise Pricing: Not Shown
Navan does not publish an Enterprise price. The pricing page says “Let’s talk” and points to a “Get a price quote” link. It lists what Enterprise adds on top of Business: unlimited travelers and expensing users, global program coverage, a designated Account Executive, a dedicated Customer Success Manager, custom implementation, corporate negotiated rates, comprehensive back-office capabilities and enterprise-grade travel support.
That is why I took out the old dollar range for a 500-person deployment. It came from third-party reports, I could not tie it to anything Navan publishes, and a number like that depends on contract length, features and negotiation. If you are above 300 employees, the practical route is to request a quote from Navan’s pricing page and bring your own numbers to the call.
Here is what I would ask for in writing before signing anything at that level:
- The one-time implementation cost, separated from the recurring subscription.
- How Navan defines a billable traveler or expensing user in your contract.
- Which support tier you get, since Navan’s enterprise page mentions four tailored support tiers.
- Card terms, including foreign transaction fees, if you plan to use the Navan card.
- What happens to your rates if your headcount or travel volume changes mid-term.
Is Navan Edge Free?
Navan Edge shows up a lot in search, with people asking whether it is free and whether it costs money. Navan’s Edge page says “It’s free” and “No credit card required,” and it mentions no fees or paid tiers. It is an AI travel assistant for people who plan and book their own work trips. You chat with it to book flights, hotels and restaurant reservations, it uses your preferences and connected loyalty programs, and it does not book, change or cancel anything without your explicit confirmation.
Edge is available as an iOS app or through a web browser on Android and desktop, and human travel agents are available 24/7 by chat or phone for disruptions and special requests. The page does not list any charge for that human support. Edge is built for individual travelers, not for managing a company policy or expenses, so a founder who travels alone might use Edge while a team that needs approvals and reporting would look at Navan Business.
Navan Corporate Card and Navan Connect
Navan’s payments page describes two card options. The Navan corporate card comes as physical cards for everyday spending and as virtual cards, which you can generate on demand for Navan travel bookings or create as purchase cards with custom spend limits for subscriptions and one-off purchases. The page says the card earns up to 1.5% back on every transaction, carries no annual card fee and is issued in USD, GBP and EUR.
Navan Connect is the other route. It lets you link existing eligible Visa, Mastercard or American Express corporate cards, and the page says you keep your current card rewards. Visa and Mastercard transactions are reported in real time, and American Express transactions daily. Brex cards can be linked through BrexPay for Navan.
Several things are not shown on that page: credit limits, eligibility criteria, foreign transaction fees and repayment terms. For a store that pays overseas suppliers or flies to trade shows, foreign transaction fees are the line item I would chase first. Ask for them in writing, and compare against the cards in my guide to business credit cards for ecommerce.
What Navan’s Pricing Pages Do Not Show
Because Navan publishes less than most software vendors, a good chunk of the real cost picture sits behind a sales conversation. This is the list of things I looked for and did not find on Navan’s pages as of October 2026:
- Any Enterprise price or price range.
- Free trial details.
- Card fees beyond the stated lack of an annual fee, including foreign transaction fees.
- Transaction or processing fees for the expense product.
- A price for Navan Pro.
- The cost of Enterprise implementation, which Navan describes as custom.
An absence on a page is not proof that a fee exists, and it is not proof that one does not. It only means you cannot budget from the public pages for those items. My rule is to get every one of them confirmed in an email or contract before you commit a team to the platform.
Reading a Navan Charge on Your Statement
Some people search for short statement descriptors, such as a “trp fee” from Navan on a card statement, usually because they are trying to work out what a charge is. I could not find an official statement descriptor or a booking fee for travelers on Navan’s pricing page or its help center home page, so I will not guess at what any abbreviation means. The safest path is to match the charge date and amount against your Navan booking confirmation emails and receipts, then contact Navan support if it does not line up.
Navan Pricing for a Small Ecommerce Team
Most operators I coach have between one and five people. For that size, the published pricing is close to a best case: travel is free, expense is free up to 5 expensing users, and the only real costs are the trips and purchases themselves. In my experience, the people who gain the most are founders who fly to supplier meetings, visit warehouses or attend trade shows a few times a year and are tired of chasing receipts from a shared inbox.
A realistic setup looks like this. You create the Business account, set a simple policy such as economy fares and mid-range hotels, and have your team book through Navan. Expenses land in one place, and the integrations push them to your books. Navan’s expense page names Oracle, QuickBooks, Xero and Sage, and its FAQ names NetSuite, QuickBooks Online, Xero, Sage and Datev. If you use QuickBooks, check which version your setup uses against that list before assuming it connects.
If you do not travel and mostly want to control card spending, Navan may not be the best fit, because its main strength is the pairing of booking and expense. I would also not add it before you have a business entity and bank account in place. My guide to business formation for high-ticket dropshipping covers that order of operations. Your supplier relationships will pay back much faster than any travel tool.
How Navan Pricing Compares With Perk and Ramp
I checked two alternatives on their own pricing pages, again as of October 2026. Perk, which many people still know as TravelPerk, lists a travel-only Starter plan on its pricing page with no platform fee and a 5% booking fee. The page also lists Premium at $99 per month and Pro at $299 per month, each with a 3% booking fee, and a footnote that reads minimum $2 and maximum $30 per booking. The page shows two different sets of prices for its bundled travel and spend plans, so confirm those figures with Perk before using them.
Ramp’s pricing page shows a free plan at $0 per user per month and Ramp Plus at $15 per user per month plus a platform fee that depends on team size, with annual billing saving 20%. Travel booking fees are not shown on that page. For a deeper side-by-side, read my Navan vs TravelPerk comparison.
The pricing logic is different in each case. Navan charges nothing for travel booking and a per-user fee for expense after 5 users, Perk charges a percentage of each booking, and Ramp charges per user with a free tier. A team that travels often will usually look better under a per-booking fee of zero, while a team that mostly needs spend management should compare the expense fee against Ramp’s free plan. I did not verify SAP Concur pricing for this update, so I am not quoting any Concur number here. If that is your comparison, my Navan vs SAP Concur breakdown covers it. For a wider list, see my Navan alternatives guide.
Is Travel Booked Through Navan Tax Deductible?
For most self-employed operators and business owners, business travel costs can be deductible, but the rules are specific. The IRS describes travel expenses as the ordinary and necessary expenses of traveling away from home for your business or profession. Business meals are generally limited to 50% of the unreimbursed cost, and the IRS says good records are essential. You can read the details on the IRS Topic 511 page on business travel expenses.
This is where an expense tool can earn its keep. Navan’s expense page says every expense carries its receipt, approval history, policy status and payment details, which is the sort of audit trail you want if you ever need to back up a deduction. I am not a tax professional, so talk to your accountant about how your own travel should be treated.
If you want market context on how much companies spend on business travel, the Global Business Travel Association publishes the GBTA Business Travel Index, which its homepage describes as an annual global report covering spending and volume across 72 countries and 44 industries.
How to Get an Accurate Navan Quote
You can build most of your budget before you talk to anyone. Use this sequence:
- Count the people who will submit at least one expense in a typical month, not your total headcount.
- Subtract the first 5, then multiply the rest by $15 for a monthly expense estimate.
- List your expected trips per quarter, since Navan Business travel carries no trip limit up to 300 employees.
- Decide whether you want the Navan card or Navan Connect, and note the questions about fees.
- If you are over 300 employees, request a demo or a price quote and ask for the items in the Enterprise list above.
You can start from Navan’s pricing page and read the FAQ yourself, since pricing pages change. If any number in this guide differs from what you see there on the day you read it, trust Navan’s page over mine.
When Navan Is Not Worth It
I try to be straight about trade-offs, so here are the cases where I would skip Navan or at least wait. If you are a one-person store that travels once a year, the free plan costs nothing, but setting up policies and integrations may take more time than the savings justify. If you have no travel and only want expense control, the $15 per-user fee after 5 users should be compared with Ramp’s free plan and other expense tools. If you are above 300 employees, the free plan does not apply, and you are in a sales process with no public price.
The other trade-off is the business model. A platform funded by supplier commissions has an incentive to steer bookings toward partners that pay it, and I have no way to verify how that plays out in search results for your routes. Run a few real searches against booking direct before you move your whole team over. In my experience, a two-week pilot with a couple of frequent travelers tells you more than any pricing page.
My Take on Navan Pricing
For a small team, Navan Business is one of the lowest-risk ways to put travel and expense in one place, because the published entry price is $0 and the expense fee does not start until your sixth expensing user. For a larger company, the missing Enterprise price means you should treat the first quote as a starting point and ask for every fee in writing. If you want a full feature rundown rather than pricing, my Navan review covers how the platform works in practice.
Navan Pricing FAQ
Is Navan free?
Yes, for companies with up to 300 employees. As of October 2026, Navan’s pricing page lists Navan Business at $0, with no limit on trips booked. Navan Expense is free for the first 5 monthly expensing users and then $15 per user per month.
How much does Navan cost per user?
Travel booking on Navan Business has no per-user fee. Navan Expense costs $15 per user per month after the first 5 monthly expensing users, according to the pricing FAQ. Enterprise per-user pricing is not shown and comes through a quote.
Is Navan Edge free?
Yes. Navan’s Edge page says it is free and that no credit card is required, and it mentions no paid tiers. Edge is an AI travel assistant for individual business travelers, not a company-wide travel and expense system.
Does Navan have a free trial?
Navan’s pricing page does not show free trial details. Because Navan Business is already free for companies with up to 300 employees, you can start there, and you should ask Navan directly if you want trial terms in writing for a larger deployment.
How much does Navan Enterprise cost?
Navan does not publish Enterprise pricing. The pricing page says “Let’s talk” and offers a “Get a price quote” option, so the number depends on your size, features and contract terms.
Pricing and plan details change often. This post reflects Navan’s own pages as of October 2026, so verify current terms with Navan before you commit. Ecommerce Paradise may earn affiliate commissions from purchases made through links in this article.
Related Articles
If you found this useful, these guides go deeper on related topics:
- Navan Review
- Navan Alternatives
- Navan vs TravelPerk
- Navan vs SAP Concur
- Best Business Travel Expense Software
Trevor Fenner is an ecommerce entrepreneur and world traveler from Seattle, Washington, and the founder of Ecommerce Paradise, a platform focused on helping entrepreneurs build and scale profitable high-ticket ecommerce and dropshipping businesses. With over a decade of hands-on experience, Trevor specializes in high-ticket dropshipping strategy, niche and product selection, supplier recruiting and onboarding, Google & Bing Shopping ads, ecommerce SEO, and systems-driven automation and scaling. Through Ecommerce Paradise, he provides free education via in-depth guides like How to Start High-Ticket Dropshipping, advanced training through the High-Ticket Dropshipping Masterclass, and fully done-for-you turnkey ecommerce services for entrepreneurs who want a faster, more hands-off path to growth. Trevor is known for emphasizing sustainable, real-world ecommerce models over hype-driven tactics, helping store owners build scalable, sellable, and location-independent brands.
He maintains homes in Seattle and Bali, spends most of the year overseas, and usually returns to Seattle for about a month each summer.
