Merchant Accounts

A high-risk merchant account is a card processing account with a bank and processor that accept elevated chargeback, fraud or regulatory exposure, and it usually comes with higher pricing, a reserve, or tighter underwriting than a standard account. The label describes how a bank sees your sales pattern, not whether your business is legitimate, and […]

Most high risk merchant account providers publish almost no pricing, and as of October 2026 only two of the seven I could verify put numbers on their own sites. PayKings lists interchange plus 1.10% plus 25 cents for merchants under $100,000 a month, and TailoredPay shows “rates starting at 1.9%” without saying what that figure […]